It amazes me how many people are looking for quick-fixes or jumping straight into the details of something without a clear impression of the big picture. Many of the questions I hear as a fee-only financial planner wouldn’t sound unusual or out of place to the average person. And honestly, they aren’t necessarily bad questions – within the right context. Questions like “Is $X a reasonable amount for this budget item?” or “Should I change to this other job?” or “How much do I need for retirement?”
Here’s the problem: Many people want to jump straight into these questions and skip all the other stuff. They think they just need an isolated answer to an isolated question. The problem is, with personal finance, and so many other things in life, it’s all connected.
Slow down, and take a moment
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