NOTE: As a Value Growth Advisor and Value Builder Coach, we implement both components into our program. An advisor generally gives answers to specific questions. This can be great to push through short challenges or to find answers to common questions. A coach will work with you to determine the best answers for your exact [...]
Whether you plan to sell your business someday or not, there are many benefits to building a valuable business that can survive without you. Value Builder businesses are better positioned to scale, generate better cash flows, and are more enjoyable to manage. Perhaps the best benefit of all is that we help you get back the [...]
We are a fee-only (a.k.a. commission-free) financial planning firm. Our fees depend on the complexity and needs of the client and are a transparent line item on every statement. Some financial advisors are commission-based, which may cause fees to be hidden or create conflicts of interest. Not us. Being fiduciary, fee-only, and independent advisors, we [...]
Good fee-only financial planning is comprehensive. It considers all parts of life that are impacted by your money - which is almost everything. A few of the more common financial planning topics are: Financial statement preparation and analysis (including cash flow analysis/ planning and budgeting) Insurance planning and risk management Employee benefits planning Debt management [...]
No, financial planning is not just investment management. How you handle your investments is only one part of a much larger plan for your finances. In fact, "just investing" without first clarifying your goals and developing a specific plan to achieve them could potentially work against you.
We practice fee-only financial planning. That means the only way we get paid is from fees that are clearly communicated and covered by you. We don't receive commissions from any financial products - not insurance, mutual funds, or anything else. Having incentives to sell specific products for additional compensation creates a conflict of interest that [...]