College is expensive. Either you, as a parent, need a plan to pay for it or your kid(s) might be shackled with student debt later in life. Do your child a favor and start planning now to help them. Here are the steps needed to develop a plan to pay for your child's college [...]
Carl Richards wrote the book The One-Page Financial Plan: A Simple Way To Be Smart About Your Money. It's a good read and I'd recommend it. I LOVE the idea of a one-page plan. It forces you to simplify and be concise. It also requires a certain amount of flexibility because, obviously, not every situation [...]
I'm not against paying for financial advice. In fact, as a financial planner, I do some pro bono work but charge for most of the services I provide. Many people are of the mindset that they'd never pay for financial or investment advice - they'd rather just do it themselves and save the money. Hey, [...]
You know that movie, Step Brothers, where the parents can’t seem to get their grown sons out of the nest? They even build bunk beds - as two middle-aged men. Today, that isn’t too far from the truth. Okay, maybe I am being a little extreme but many young adults are moving back in with their [...]
I had a recent discussion with a young man (20-something), who is currently making about $50k per year, on how he didn't feel like he would ever be able to save up decent money toward retirement. I pointed out a couple of quick items for him but he wasn't a client so we didn't sit down [...]
Engaging with a fee-only financial advisor is one of the best ways to help you develop a plan to achieve financial fitness and live the life you've always dreamed about. Professional financial advisors and coaches generally don't provide their services for free though. They need to cover their own costs, pay bills, and live life [...]