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How To Make Sense Of Tax Brackets

Understanding your tax bracket can make a big difference when managing your finances. Few people really understand how tax brackets work. Here is the easy guide to understanding tax brackets and how it impacts your personal finances. What Is A Tax Bracket? The United States uses a progressive federal tax system. That means that tax [...]

Great Money Advice Your Financial Advisor Won’t Recommend

Financial and investment advisors can be very valuable resources in certain situations. Even so, there are great financial tips that you'll rarely hear them suggest. Here is the great money advice your financial advisor probably hasn't recommended.   Financial Advisors & Investment Advisors These two terms frequently overlap because often both financial advisors and investment [...]

Don’t Make These 401k Mistakes

The American 401k is a very powerful retirement-planning option. Properly utilized it can help provide for a comfortable retirement. There are certain 401k mistakes that can derail your retirement dreams. Here's what they are, and how to avoid them. Love Your 401k What is a 401k plan? A 401k plan is an employer-sponsored retirement plan [...]

How We Made Our Second Million

We have always maxed out our retirement accounts. That slow-and-steady process allowed me to reach $500k in my early 40s. Combined with my wife's retirement accounts we recently passed the one million dollar mark. What allowed us to retire early was the amount we had in our taxable investment account. Here's some background on how [...]