Would you like to achieve financial freedom? Everyone I've ever talked to says they would. The reality is that most people are in so much debt that this freedom feels almost impossible. It doesn't have to be that way! Debt has become an accepted, and even expected, way of life in America. Unfortunately, this way [...]
Looking back on my twenties it is easy to see that I knew nothing about managing money. I made a lot of mistakes and a lot of poor financial choices. I was often overdrawn on my checking account (that I never balanced) - spending way more than I was earning. Even with my bad banking [...]
I recently started a new way of eating in hopes of gaining some much-needed energy (because I'm literally tired ALL of the time!) and to hopefully drop a few pounds (because, hey, who doesn't want to look a little better in a bathing suit??). I've attempted new eating and exercise programs before and have found that [...]
By now you've probably heard me mention budgeting several times (you may want to check out some of my other posts as well) and its role in getting out of debt and achieving total financial fitness. I believe a solid working budget is the greatest weapon against debt in anyone's financial arsenal. And you can't build wealth and reach your goal [...]
There are certain words and phrases in the financial world that no matter how they are used just seem to have a negative connotation. Words like "budget" and "savings", if we admit it, can just rub us the wrong way. In some relationships, they can even cause tension and arguments. What do these words have [...]